American Income Life is an international Company protecting working families in the United States, Canada, New Zealand, and through our wholly-owned subsidiary, National Income Life Insurance Company in New York.
AIL has served working families since 1951 with life, accident, and supplemental health products to help protect members of labor unions, credit unions, associations, and their families. AIL representatives develop long-term relationships with clients and meet them where they are most comfortable: their homes.
American Income Life was founded with $25,000 of borrowed capital and has grown into a leading provider of supplemental life insurance to working families.
You can visit our timeline to learn more about the history of American Income Life.
When we say AIL supports working families, we mean it. American Income Life advocates for key issues and campaigns, and invests in a public agenda reflecting core values important to all working people.
We contribute to various organizations that research, analyze, and propose solutions on fair trade, good jobs, environmental sustainability, and electing fair-minded candidates.
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Privately:
An insurer's ability to pay claims should be a factor when considering an insurance company. American Income Life has consistently earned high financial strength ratings. American Income Life, along with our New York subsidiary National Income Life, has combined assets of almost $8.7 billion with more than $88 billion of life insurance in force as of December 31, 2023. Source: AIL's Internal Business Records.
AIL-NILICO paid
$280,512,129
in life insurance claims in 2023
As other companies downsize, American Income Life continues to experience growth. AIL's insurance products create opportunities for people interested in selling insurance and running their own businesses. We proudly proclaim our status as a 100% union label Company. From the independent agents in the field who write an application, to AIL's own employees, all the way up to our CEO, everything is done under the union label.
Also, with increased commissions, production bonuses, and lifetime vesting, agents who affiliate with AIL have seen phenomenal growth in long term net worth and a secure financial future. For more information on opportunities selling AIL insurance products, please visit our Careers page.
American Income Life doesn’t just insure our policyholders; we also support causes that are important to us. Giving is at the heart of our Company. Giving back to our communities is vital to the success of our Company. In fact, giving permeates every facet of AIL and its subsidiaries. It’s this charity that has awarded us the trust and loyalty of our policyholders and the respect of the community.
From its inception, Bernard Rapoport founded American Income Life Insurance Company on the bedrock of supporting labor. Like you, we deal with bread-and-butter issues. American Income Life has a long history and rich tradition of partnering with the labor community through national and local leaders, advocating for key issues and campaigns, and investing in a public policy agenda that reflects the core values of importance to all working people.
"I remain convinced that the American free enterprise system needs the labor movement to guarantee democracy on the job and fairness to workers. I am proud of the labor movement, and I am proud of my relationship with it. It's great to do well by doing good."
American Income Life is working with the country's most prominent labor organizations, leaders, and activists. This includes working with the leaders and more than 65 international unions.
*This rating refers only to the financial strength of the company and is not a recommendation of the specific policy provisions, rates, or practices of the insurance company. For the latest Best’s Credit Rating, access www.ambest.com.
American Income Life is a wholly-owned subsidiary of Globe Life Inc. (NYSE: GL), an S&P 500 Company that markets life and supplemental health insurance for middle-income families through its affiliate companies.
"I have an ingrained empathy for the labor movement that has been shaped by a lifetime of experience."
Bernard Rapoport, Founder"AIL continues to serve our members as a trusted partner in providing no-cost benefits and a 100% union label option for life insurance products."
Stuart Appelbaum, International President"AIL continues to provide protections for workers and their families, and we appreciate being able to be a part of their Labor Advisory Board."
Jennifer Dorning, President"AIL is a 100% Union label company, and we are proud to partner with them as they work every day to protect our members and their families."
Leonard Pugliese, President