Privacy Policy - US

American Income Life Insurance Company cares about protecting its policyholders’ privacy. In the process of providing the products and services you requested, we will collect, use and share certain information you provided. This Privacy Policy explains what information we collect and how we use that information. The Policy also explains how we protect the security and confidentiality of your information.


COLLECTION OF INFORMATION

We collect and retain information necessary for us to provide the products and services you requested. In that process we may collect nonpublic information from you as a result of: your completion of an insurance application or other forms; your transactions and experience with us; or reports from a consumer reporting agency, such as the Medical Information Bureau.


ACCESS AND CORRECTION OF INFORMATION

Upon request you can obtain access to personal information about you which appears in our policy files or is contained in your investigative consumer reports. If you think that any personal information we have collected from or about you is inaccurate, you may notify us in writing. We will investigate your request and make appropriate changes as needed.


INVESTIGATIVE CONSUMER REPORTS NOTIFICATION

As part of our routine underwriting procedure, an investigative consumer report may be obtained which will provide applicable information concerning character, general reputation, personal characteristics, and mode of living (excluding sexual orientation). This information will be obtained through consumer reporting agencies and personal interviews with your friends, neighbors and associates. You may request to be interviewed in connection with the preparation of the report and upon request may receive a copy of the report.


CONFIDENTIALITY OF INFORMATION

We restrict access to nonpublic personal information about you to those employees who need to know that information to provide the products and services you requested. We maintain physical, electronic, and procedural safeguards to comply with federal regulations to guard this information.


INTERNAL PROTECTION OF INFORMATION

We restrict access to nonpublic personal information about you to those employees who need to know that information to provide the products and services you requested. We maintain physical, electronic, and procedural safeguards to comply with federal regulations to guard this information.


DISCLOSURE OF OUR PRIVACY POLICY

We are sending you this Notice for informational purposes and may amend the Privacy Policy at any time and will update it as required. We also post our current Privacy Policy at our website: www.ailife.com.


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